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th{font-family:var(--font-display);font-size:1.05rem;color:var(--navy);background:var(--cream-soft)}table.compare tr:last-child td{border-bottom:none}.faq-item{border-bottom:1px solid var(--line)}.faq-item summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:18px 4px;min-height:48px;font-family:var(--font-display);font-size:1.12rem;font-weight:600;color:var(--navy)}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";color:var(--gold);font-size:1.5rem;font-family:var(--font-body);flex-shrink:0}.faq-item[open] summary:after{content:"−"}.faq-item .faq-a{padding:0 4px 18px;color:rgba(35,38,46,.85)}.fact-box{background:#fff;border:1px solid var(--line-gold);border-radius:var(--radius-lg);padding:26px 30px;position:relative}.fact-box:before{content:"EM 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b{color:var(--gold-light);font-weight:600}.step{text-align:left}.step-num{font-family:var(--font-display);font-size:2.6rem;color:var(--gold);line-height:1;margin-bottom:10px;font-style:italic}.site-footer{background:var(--navy-deep);color:hsla(41,47%,93%,.78);font-size:.95rem}.site-footer a{color:var(--cream);text-decoration:none}.site-footer a:hover{color:var(--gold-light)}.footer-grid{display:grid;grid-gap:36px;gap:36px;padding:56px 0 40px}@media (min-width:760px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1.2fr}}.footer-title{font-family:var(--font-display);color:var(--gold-light);font-size:1.05rem;margin-bottom:14px;letter-spacing:.06em}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:8px 0}.footer-legal{border-top:1px solid hsla(41,47%,93%,.14);padding:22px 0 30px;font-size:.82rem;color:hsla(41,47%,93%,.55)}.breadcrumbs{font-size:.85rem;padding:18px 0 0;color:rgba(35,38,46,.65)}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0}.breadcrumbs li+li:before{content:"›";margin-right:6px;color:var(--gold)}.quote-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:clamp(22px,4vw,38px);max-width:680px;margin:0 auto}.progress{height:6px;background:var(--navy-08);border-radius:999px;overflow:hidden;margin-bottom:8px}.progress-bar{height:100%;background:linear-gradient(90deg,var(--gold),var(--gold-light));transition:width .3s ease}.progress-label{font-size:.8rem;color:rgba(35,38,46,.6);margin-bottom:20px}.q-title{font-family:var(--font-display);font-size:1.45rem;color:var(--navy);margin-bottom:18px}.choice-grid{display:grid;grid-gap:10px;gap:10px;grid-template-columns:repeat(auto-fill,minmax(180px,1fr))}.choice{display:flex;align-items:center;gap:10px;min-height:52px;padding:12px 16px;border:1px solid var(--line);border-radius:var(--radius);background:var(--cream-soft);cursor:pointer;font-weight:500;color:var(--ink);transition:all .15s ease;text-align:left}.choice:hover{border-color:var(--gold)}.choice[aria-pressed=true]{border-color:var(--gold);background:#fff;box-shadow:inset 0 0 0 1px var(--gold);color:var(--navy)}.choice small{display:block;font-weight:400;color:rgba(35,38,46,.6)}.field{margin-bottom:16px}.field label{display:block;font-weight:600;color:var(--navy);margin-bottom:6px;font-size:.95rem}.field input,.field select,.field textarea{width:100%;min-height:48px;padding:12px 14px;font-size:1rem;font-family:inherit;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink)}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);outline:2px solid var(--line-gold);outline-offset:1px}.field .hint{font-size:.82rem;color:rgba(35,38,46,.6);margin-top:4px}.field .error{font-size:.85rem;color:#a33a2e;margin-top:4px;font-weight:500}.form-nav{display:flex;justify-content:space-between;gap:12px;margin-top:26px}.lgpd{display:flex;gap:10px;align-items:flex-start;font-size:.87rem;color:rgba(35,38,46,.75)}.lgpd input{width:20px;height:20px;margin-top:2px;accent-color:var(--gold);flex-shrink:0}.quote-success{text-align:center;padding:20px 0}.quote-success .seal{margin:0 auto 18px}.consent-banner{position:fixed;bottom:0;left:0;right:0;z-index:100;background:var(--navy-deep);color:hsla(41,47%,93%,.9);border-top:2px solid var(--gold);padding:18px clamp(18px,4vw,32px);box-shadow:0 -12px 40px rgba(15,39,71,.4)}.consent-inner{max-width:var(--container);margin:0 auto;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}.consent-inner p{margin:0;font-size:.9rem;max-width:62ch}.consent-inner a{color:var(--gold-light)}.consent-actions{display:flex;gap:10px;flex-wrap:wrap}.wa-float{position:fixed;right:18px;bottom:18px;z-index:90;width:58px;height:58px;border-radius:50%;background:#25d366;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 30px -8px rgba(0,0,0,.45);text-decoration:none;transition:transform .15s ease}.wa-float:hover{transform:scale(1.06)}.lp-header{padding:18px 0;border-bottom:1px solid var(--line);background:var(--cream)}.lp-header .container{display:flex;align-items:center;justify-content:space-between}.lp-footer{padding:26px 0 90px;font-size:.8rem;color:rgba(35,38,46,.6)}.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--navy);color:var(--cream);padding:12px 20px;border-radius:0 0 8px 0}.skip-link:focus{left:0}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:3px}.visually-hidden{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{animation-duration:.01ms!important;transition-duration:.01ms!important}}.error-page{min-height:55vh;display:flex;align-items:center}